And, thanks to a 6-month, 0% APR purchase and balance transfer promotion, it’s also ideal for business owners seeking to pay down high-interest credit card debt or finance large upfront purchases. It’s always smart to review your account activity and to call the number on the back of your card about unrecognized charges. Most redemption methods, including cash and cash equivalents, value points at $0.01 apiece. Note that your card’s cash advance credit line is likely lower than its spending limit and that overdraft cash advances immediately begin accruing interest after they’re executed. The Flagstar Visa Business Bonus Rewards Card is a small business credit card with no annual fee and a straightforward cash back program that earns 1 Reward Point per $1 spent on all purchases, with no caps or restrictions on how much you can earn. Calculators. Overall, this is a fine card for light to moderate spenders who spread their dollars across numerous spending categories. However, the opinions expressed here are ours alone and at no time has the editorial content been provided, reviewed, or approved by any issuer. 14 Best Cash-Back Credit Cards – Reviews & Comparison, 9 Best Low APR Interest Credit Cards – Reviews & Comparison, 18 Best Travel Rewards Credit Cards – Reviews & Comparison, 15 Best Hotel Rewards Credit Cards – Reviews & Comparison, 11 Best Gas Credit Cards – Reviews & Comparison, 12 Best Credit Cards for College Students – Reviews & Comparison, 22 Best Small Business Credit Cards – Reviews & Comparison, 10 Best Secured Credit Cards to Rebuild Credit – Reviews & Comparison. Such purchases earn unlimited 3% cash back. Though that’s not the most generous baseline earning rate, a 25% point bonus is automatically applied at the end of each statement cycle, bumping up the effective return on spending to 1.25%. By accepting credit and debit cards, you’ll offer greater convenience and more ways to drive sales. Restaurant and gasoline purchases also earn cash back at an elevated rate: 2%, with no caps or restrictions. Search. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. Airfare red… While Flagstar’s card lineup isn’t always superior to household-name issuers such as Chase and Bank of America, it more than holds its own against the competition. It’s a Michigan-based regional bank with branches in a few Midwestern and Southern states, not a national behemoth like U.S. Bank or Wells Fargo. Set up one-time and recurring payments in minutes! Flagstar Bank in the north-central U.S. has low interest rates on its basic accounts, but offers low fees and good branch access in its region. Bear in mind that you need at least 25,000 points to redeem for airfare. The Flagstar Visa Business Cash Card is a small business credit card with no annual fee and a cash back rewards program favoring common business purchases such as office supplies and cell phone communications. Returned payments cost up to $35. Just add your supported cards and continue to get all the rewards, benefits, and security of your cards. These include: Flagstar Visa Business Bonus Rewards Credit Card is for business owners with good to excellent credit. In English. We may have financial relationships with some of the companies mentioned on this website. The cash advance APR is set at 24.49% to start but is also variable. The Flagstar Visa Business Bonus Rewards Credit Card has no annual fee. By registering you agree to Plastiq’s terms & conditions and privacy policy. Regardless of how you redeem, using your points wisely can be a great way to save money on a tight budget. Once you opt in, transactions that would regularly result in negative account balances automatically trigger cash advances from your Flagstar Visa Business Bonus Rewards Credit Card’s cash advance credit line. Flagstar Bancorp (NYSE:FBC) Given New $56.00 Price Target at Raymond James modernreaders.com 12/31/2020 Flagstar Bank Hires Karen Buck to Head Operations We receive compensation when you click on links to those products. Call us at (888) 248-6423 or try our online help. Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business. When you opt into the service, transactions that would regularly cause negative balances in your account are offset by cash advances from your Flagstar Visa Business Cash credit card’s cash advance credit line. If you’re looking to gain funding for your business’s short-term needs, a business line of credit is the perfect solution. Late payments cost anywhere from $19 to $39, depending on size. Points expire 5 years (60 months) after they’re earned, so remember to redeem your points occasionally even if you don’t use this card often. Relocating is an overwhelming prospect, especially on a deadline. If these rates are too high for you, check out our list of the best low-APR credit cards. Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airline, or hotel chain, and has not been reviewed, approved, or otherwise endorsed by any of these entities. This allows them to go through as intended and ensures you meet your obligations to your payees. See why 218,388 people subscribe to our newsletter. With banks across the Midwest, Flagstar Bank offers a range of banking and lending solutions. While we do our best to keep these updated, numbers stated on this site may differ from actual numbers. Types of credit cards. Thanks to the value boost on airfare redemptions and the introductory interest-free promotion, it’s particularly useful for regular domestic travelers and new cardholders with big purchase or balance transfer plans. We strive to write accurate and genuine reviews and articles, and all views and opinions expressed are solely those of the authors. 13 Places to Buy Cheap Discount Sports Tickets Online & Off, Top 10 Green Energy Technologies & Solutions for Home Improvement, FreeTaxUSA Review – Free Tax Filing & Online Return Preparation, Chase Ink Business Preferred® Credit Card Review – 100k Points Sign-up Bonus, Marriott Bonvoy Business™ American Express® Card, 26 Best New Bank Account Promotions & Offers – January 2021, Thrift Store Flipping – 8 Best Items to Resell for a Profit, Reports that automatically separate business and personal expenditures, Multiple ways to categorize spending (including by employee and purchase category), Complimentary online workshops on various business topics, Up to $100,000 in protection against card misuse by terminated employees, Purchase protection for 90 days, subject to certain limitations and exclusions, Complimentary extended warranties on items with existing warranties, subject to time limitations, 24-hour travel assistance services such as lost card replacement and transportation assistance. The most cost-effective redemption method is airfare: When you redeem 25,000 points through Flagstar’s travel portal, you can claim round trip airfare worth up to $325 – valuing points up to $0.014 apiece. There are no monthly fees Must be a new business checking customer of Flagstar Bank. Flagstar is a full-service bank with branches across Michigan. Neither type of transaction incurs interest during the promotional period. Credit Card Funding: None; Early Termination Fee: None listed, check with CSR for more information; For more current offers, check out our bank bonuses page. Compare Flagstar Bank rates for CDs and Savings with our best rates for Savings and CD accounts. Late payments cost anywhere from $19 to $39, depending on size. During the promotional period, neither type of transaction incurs interest. However, the lack of favored spending categories and the pesky foreign transaction fee both limit this card’s generosity and appeal. GO. The Flagstar Visa Business Cash Card has a nice lineup of business-friendly features and benefits. Skip to content. Such purchases earn unlimited 3% cash back. Flagstar Bank is based in Michigan. Serious issues like recent personal bankruptcy are likely to disqualify your application. though. – 14 Factors to Help You Decide the Best Place, 10 Inexpensive Yet Romantic Valentine’s Day Date Ideas for 2021. © 2021 Money Crashers, LLC. CHECKING. Advertiser Disclosure: The credit card and banking offers that appear on this site are from credit card companies and banks from which MoneyCrashers.com receives compensation. We receive compensation when you click on links to those products. Among other things, we may receive free products, services, and/or monetary compensation in exchange for featured placement of sponsored products or services. For a year after you open your account, you can charge purchases and pay down balance transfers without accruing any interest. Had my travels not taken me to Flagstar’s neck of the woods, I likely would remain with the majority of Americans who have no idea the bank exists. Find the latest ratings, reports, data, and analytics on Flagstar Bancorp, Inc. Still, for business owners who can align their spending with its 2% and 3% cash back categories, it’s worth a look. No matter which card you choose, your business will benefit from important features like: Free online expense reporting tools. Advertiser partners include American Express, Chase, U.S. Bank, and Barclaycard, among others. Advertiser Disclosure: This post includes references to offers from our partners. Picture a couple on a date for Valentine’s Day. Menu. Among other things, we may receive free products, services, and/or monetary compensation in exchange for featured placement of sponsored products or services. Depending on how they’re executed, cash advances cost the greater of $5 or 3% to $20 or 4%. However, this card isn’t perfect. (888) 248-6423. You deserve a credit card that works as hard as you do. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. Sounds pretty romantic — and expensive. Put your focus on growing your business. This feature effectively bumps your point-earning rate up to a flat, unlimited 1.25%. Sounds pretty romantic — and expensive. The Flagstar Cash Rewards American Express Card is ideal for consumers who spend heavily at the supermarket and moderately to heavily (but not too heavily) at the gas station. Minimum $100 deposit to open a business checking account. While we do our best to keep these updated, numbers stated on this site may differ from actual numbers. Payroll Services. Advertiser Disclosure: This post includes references to offers from our partners. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, or hotel chain, and have not been reviewed, approved, or otherwise endorsed by any of these entities. However, the opinions expressed here are ours alone and at no time has the editorial content been provided, reviewed, or approved by any issuer. However, due to the 2% to 3% foreign transaction fee, it’s not appropriate for frequent international business travelers. With this card, you can now earn 2,500 Bonus Points redeemable for $25 cash back when you make your first purchase with the new card. Learn how we can help with your personal and business needs. Key benefits include the lack of an annual fee, generous (and unlimited) 2% and 3% cash back categories, the introductory 0% APR promotion, and the affordable overdraft protection for Flagstar deposit account customers. Points can be redeemed for statement credits against your credit card balance, direct deposits into checking or savings accounts (including Flagstar Bank accounts), general merchandise, travel purchases, and gift cards at dozens of participating restaurants and retailers. The Flagstar Visa Business Bonus Rewards Credit Card has a 6-month, 0% APR introductory promotion on purchases and balance transfers. FLAGSTAR BANK . Flagstar Bank deposit account holders can take advantage of Flagstar Bank’s optional overdraft protection transfer service. The penalty APR is set at 28.99%. But there are plenty of ways to share a romantic evening with your sweetie, even on a tight budget. Brian Martucci writes about credit cards, banking, insurance, travel, and more. Email This must be a valid email. I’ve reviewed a lot of bank-backed cash back, small business, and travel rewards credit cards. The Flagstar Visa Business Cash Card has a 6-month, 0% APR introductory promotion on purchases and balance transfers. Whether you’re looking for cash back, reward points, or an extended introductory rate, we have the right credit card for you. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, or hotel chain, and have not been reviewed, approved, or otherwise endorsed by any of these entities. Cash back is delivered via Rewards Points, which are always worth $0.01 apiece. After you make your first purchase, you get a one-time bonus of 2,500 points. 62 were here. Flagstar Bank is currently offering their Flagstar Bank Visa Bonus Rewards Card for all eligible users. Key benefits include the lack of an annual fee, the 6-month interest-free promotion, the unlimited 1.25% baseline earning rate (thanks to the 25% monthly point bonus), the above-average returns on airfare redemptions, and the overdraft protection transfers for Flagstar deposit account customers. The penalty APR is set at 28.99%. And, with a hard cap at 3% cash back, it’s not the most generous business cash back card on the market – others offer up to 5% back. It requires a $50 minimum deposit to open, but there is no monthly service fee and no minimum balance requirement. Let Flagstar Bank prepare a merchant processing solution to help boost cash flow and simplify day-to-day operations while reducing expenses. Official Facebook page of Flagstar Bank, where banking is our craft. With no annual fee, it’s fine for light to moderate spenders, and the 0% APR introductory promotion is a nice bonus for business owners with existing credit card debt or big-ticket purchases on the agenda. Where Should I Live? References to products, offers, and rates from third party sites often change. Significant credit blemishes are likely to impact your application, as are serious issues like recent personal bankruptcy. Personal; Business; Commercial; Search. Following the end of the introductory period, this card’s purchase and balance transfer APR is set between 13.49% and 24.49%, depending on your personal creditworthiness and prevailing interest rates at the time. All Rights Reserved. I’m only familiar with the company because I used to live in its home state. Find a branch. When he's not investigating time- and money-saving strategies for Money Crashers readers, you can find him exploring his favorite trails or sampling a new cuisine. We continually monitor your account for fraudulent activity, including any merchant data breaches. The foreign transaction fee is 2% to 3%, depending on how they’re denominated – dollar-denominated purchases are set at the lower rate. With Flagstar Treasury Access—our business banking online platform—you have a one-stop solution to check balances and payment history, pay taxes and bills, make stop payments, and more—24/7. If these rates are too high for your liking, check out our best low-APR credit cards. How can we help you? You can get your next credit card online, and it doesn’t have to be overwhelming. BUSINESS ONLINE BANKING. Flagstar Bank’s partnership with Heartland helps provide state-of-the-art technology that gives your customers payment processing options beyond cash. We strive to write accurate and genuine reviews and articles, and all views and opinions expressed are solely those of the authors. Its sign-up bonus leaves something to be desired, and it lacks many of the generous consumer and traveler benefits that characterize competing business credit cards such as Chase Ink Business Preferred. That’s equivalent to $25 cash. Need assistance? Important drawbacks include the lack of favored spending tiers or bonus categories, the 28.99% penalty APR, the 5-year point expiration period, the $25 minimum redemption threshold, the paltry sign-up bonus, and the foreign transaction fee of up to 3%. Picture a couple on a date for Valentine’s Day. TREASURY MANAGEMENT. © 2021 Money Crashers, LLC. Flagstar has a full lineup of business and consumer credit cards, from cash back and low APR products to travel rewards credit cards with juicy rewards programs, so it’s likely you’ll find an option that suits your needs. References to products, offers, and rates from third party sites often change. Reach him on Twitter. Flagstar’s Business Credit Cards are a great choice for everyday business use. The content on MoneyCrashers.com is for informational and educational purposes only and should not be construed as professional financial advice. All Cards * 2.85% or Less. The content on MoneyCrashers.com is for informational and educational purposes only and should not be construed as professional financial advice. Keep in mind that your card’s cash advance credit line is likely to be lower than its overall spending limit. Returned payments cost up to $35. Also, overdraft protection transfers immediately begin accruing interest at the cash advance rate, so it’s best to pay them off as quickly as possible. But, you don’t need to live in Flagstar’s trade area to qualify for a deposit account or credit card. Do you see a candlelit dinner at a fancy restaurant or a romantic weekend at a bed-and-breakfast? Reach him on Twitter. But there are plenty of ways to share a romantic evening with your sweetie, even on a tight budget. SAVINGS. Not only that, but you also get a 25% bonus on all points earned every month, and 1X points back on all eligible purchases, for no annual fee. Login. If you have a Flagstar Bank checking account, you may qualify for the bank’s optional overdraft protection service. All other purchases earn 1% cash back. But this card has some notable drawbacks, including a sub-par sign-up bonus and limited benefits for frequent business travelers – a key downside compared with higher-end business credit cards such as Chase Ink Business Preferred. Do you see a candlelit dinner at a fancy restaurant or a romantic weekend at a bed-and-breakfast? Should you need such advice, consult a licensed financial or tax advisor. Secure financing for short-term working capital. Minimum $100 deposit to open a business checking account. 14 Best Cash-Back Credit Cards – Reviews & Comparison, 9 Best Low APR Interest Credit Cards – Reviews & Comparison, 18 Best Travel Rewards Credit Cards – Reviews & Comparison, 15 Best Hotel Rewards Credit Cards – Reviews & Comparison, 11 Best Gas Credit Cards – Reviews & Comparison, 12 Best Credit Cards for College Students – Reviews & Comparison, 22 Best Small Business Credit Cards – Reviews & Comparison, 10 Best Secured Credit Cards to Rebuild Credit – Reviews & Comparison. BUSINESS CREDIT CARDS. As a variable rate, it’s subject to change over time. Flagstar Bank’s SimplyChecking account is its no-interest, starter account. The Flagstar Visa Business Bonus Rewards Card is a small business credit card with no annual fee and a straightforward cash back program that earns 1 Reward Point per $1 spent on all purchases, with no caps or restrictions on how much you can earn. Points are redeemable for cash, merchandise, gift cards, travel, and other items. Learn more. Relocating is an overwhelming prospect, especially on a deadline. Flagstar Visa Platinum Credit Card has a 15-month 0% APR promotion covering purchases and balance transfers. Advertiser partners include American Express, Chase, U.S. Bank, and Barclaycard, among others. Balance transfers cost $5 or 3%. CREDIT CARDS. What Does Comprehensive Auto Insurance Cover? Contact us for more information about business or corporate credit cards. The Flagstar Visa Business Cash Card is great for small business owners who drive a lot, dine out with clients frequently, spend money on communications technologies, and patronize office supply stores. Regardless of how you redeem, using your points wisely can be a great way to save money on a tight budget. Learn more. Top FAQs. Once the introductory period ends, this card’s purchase and balance transfer APR is set between 13.49 to 24.49%, your personal creditworthiness. MoneyCrashers.com does not include all banks, credit card companies or all available credit card offers, although best efforts are made to include a comprehensive list of offers regardless of compensation. Depending on how they’re executed, cash advances cost the greater of $5 or 3% to $20 or 4%. Payment sent via direct deposit to: 5151 CORPORATE DRIVE TROY, MI 48098. These advances keep your balance positive and allow attempted transactions to go through as usual. Learn about the benefits of establishing a business line of credit with Flagstar Bank. Advertiser Disclosure: The credit card and banking offers that appear on this site are from credit card companies and banks from which MoneyCrashers.com receives compensation. That’s why every online business banking account at Flagstar Bank is custom-built to make managing your company’s finances simple, no matter where you are. See why 218,388 people subscribe to our newsletter. Applying for a credit card is easy with Flagstar Bank. Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airline, or hotel chain, and has not been reviewed, approved, or otherwise endorsed by any of these entities. LOANS. We may have financial relationships with some of the companies mentioned on this website. Must be a new business checking customer of Flagstar Bank. The most noteworthy include: The Flagstar Visa Business Cash Card has some notable fringe benefits backed by Visa. However, when you redeem 25,000 points through Flagstar’s travel portal, you can claim round trip airfare worth up to $325, for a redemption rate of approximately $0.014 per point. All Rights Reserved. Merchandise and gift card redemptions assign variable values to points and may require more points to complete. It also earns unlimited 3% cash back on purchases of certain communications services, including landline and cellular telephone, cable TV, and Internet. Should you need such advice, consult a licensed financial or tax advisor. What Does Comprehensive Auto Insurance Cover? The minimum redemption amount is 2,500 points ($25) for most methods. The rate is variable, meaning it’s subject to change over time. So before you move, pore over these factors to avoid making a costly or anxiety-inducing mistake. Cash redemptions value points at $0.01 apiece and require at least 2,500 points ($25 equivalent) to initiate. Brian Martucci writes about credit cards, banking, insurance, travel, and more. Points can be redeemed for statement credits against your credit card balance, cash back deposits into a checking or savings accounts (including Flagstar and third-party banks), gift cards at dozens of participating restaurants and retailers, general merchandise, travel, and more. To start, the cash advance APR is set at 25.49%, but can vary with prevailing rates. Pay FLAGSTAR BANK with a credit or debit card online using Plastiq, a secure online payment service. You get a one-time 2,500-point bonus after you make your first purchase. Restaurant and gasoline purchases also earn cash back at an elevated rate: 2%, with no caps or restrictions. MoneyCrashers.com does not include all banks, credit card companies or all available credit card offers, although best efforts are made to include a comprehensive list of offers regardless of compensation. Minor blemishes may be problematic as well. The most popular include: This card is designed for business owners with good to excellent credit. Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many … The Flagstar Visa Business Cash Card is a small business credit card with no annual fee and a cash back rewards program favoring common business purchases such as office supplies and cell phone communications. (888) 248-6423. The Flagstar Visa Business Bonus Rewards Credit Card earns unlimited 1 point per $1 spent on all purchases, with no caps or restrictions on how much you can earn. That’s equivalent to a cash bonus of $25. This card has no annual fee. Flagstar Cash Rewards American Express Card. $500 bonus will be deposited into the qualifying business checking account 91-100 days from account opening and will be labeled “Descriptive Deposit Promotional Credit.” Locations & Loan Advisors (800) 945-7700 (800) 968-7700 (888) 248-6423; Customer Support; En español. At the end of each statement cycle, you automatically get a 25% bonus on all points earned during the preceding period. The Flagstar Visa Business Bonus Rewards Credit Card has some other helpful benefits, including overdraft protection for current Flagstar Bank deposit account customers and business-friendly features that make it easier to track, report, and hold employees accountable for spending. Find a branch. Depending on how the transaction is denominated, the foreign transaction fee is 2% to 3%, with dollar-denominated purchases coming in at the lower rate. Skip to main content . It mostly operates in the Midwest and South. The Flagstar Visa Business Bonus Rewards Credit Card’s business-friendly features and benefits include: Flagstar Visa Business Bonus Rewards Credit Card has some additional cardholder benefits backed by Visa. 13 Places to Buy Cheap Discount Sports Tickets Online & Off, Top 10 Green Energy Technologies & Solutions for Home Improvement, FreeTaxUSA Review – Free Tax Filing & Online Return Preparation, Chase Ink Business Preferred® Credit Card Review – 100k Points Sign-up Bonus, 26 Best New Bank Account Promotions & Offers – January 2021, Thrift Store Flipping – 8 Best Items to Resell for a Profit, Complimentary employee credit cards, complimentary online workshops on various business-related topics, Expense reports that segregate business and personal outlays, Up to $100,000 in protection against card misuse by terminated employees, A slew of ways to categorize spending (including by employee and purchase category), Transportation assistance for stranded travelers, Complimentary extended warranties on certain items with existing warranties. The only reason I’m familiar with Flagstar is because I lived in Michigan for a while and encountered its branches in my daily travels. We have payroll tools designed to eliminate the hassles of payroll processing. Points expire 5 years (60 months) after they’re earned, so occasional users need to remember to redeem their points before they disappear. The Flagstar Visa Business Cash Card is a solid choice for small business owners who spend in the favored categories: office supplies, communications, restaurants, gasoline. Balance transfers cost $5 or 3%, no matter what. But Flagstar Bank’s low profile is deceptive. There’s a $10 fee per occurrence for this service. – 14 Factors to Help You Decide the Best Place, 10 Inexpensive Yet Romantic Valentine’s Day Date Ideas for 2021. New business checking account must remain open for at least 90 days; Have deposits of at least $5,000 in the first 90 days ; Have at least 10 qualified transactions within the 90 day period (qualified transactions are debits, paid items, credits, and deposited items). All other … Deciding where to live involves a lot of considerations, and the choice you make can dramatically impact your quality of life. The Flagstar Visa Business Cash Credit Card earns unlimited 3% cash back on purchases at office supply stores. The Flagstar Visa Business Bonus Rewards Card is a solid choice for frugal business owners who hate annual fees and don’t care about sign-up bonuses or cushy fringe benefits. Major drawbacks include the 2% to 3% foreign transaction fee, the 28.99% APR penalty interest charges, the mediocre sign-up bonus, and the fact that points expire after 5 years. Business Credit Cards. Each overdraft protection transaction costs $10. Apple Pay works with many of the major credit and debit cards from the top banks. Overall, this is a fine card for business owners who spend in the favored categories, though heavy spenders and those who travel frequently can likely find better opportunities elsewhere. If you’ve never heard of Flagstar Bank, you’re not alone. Deciding where to live involves a lot of considerations, and the choice you make can dramatically impact your quality of life. There’s no limit to the number of bonus points you can earn. A 6-month, 0% APR promotion on purchases and balance transfers further sweetens the deal. Flagstar Bank FSB The Bank accepts deposits, makes loans and provides other services for the public which includes personal banking, online transaction, and debit and credit card services. All other purchases earn unlimited 1% cash back. Where Should I Live? Gasoline and restaurant purchases earn unlimited 2% cash back. Choosing the right business card is easier than ever. When he's not investigating time- and money-saving strategies for Money Crashers readers, you can find him exploring his favorite trails or sampling a new cuisine. So before you move, pore over these factors to avoid making a costly or anxiety-inducing mistake. This is a full-service Bank with branches across Michigan your next credit card is for owners..., among others offers from our partners with some of the authors for. Has no annual fee you choose, your business will benefit from important like... Allows them to go through as intended and ensures you meet your to! Values to points and may require more points to redeem for airfare APR introductory promotion on purchases pay... Minimum deposit to: 5151 corporate drive TROY, MI 48098 including merchant. For most methods write accurate and genuine reviews and articles, and from. At $ 0.01 apiece and require at least 2,500 points ( $ 25 equivalent ) initiate... And to call the number on the back of your card about unrecognized charges redeem using! On MoneyCrashers.com is for business owners with good to excellent credit American Express, Chase, U.S. Bank, the! Business will benefit from important features like: Free online expense reporting tools bank-backed... 25 equivalent ) to initiate applying for a year after flagstar bank business credit card open your account activity and to the... Include American Express, Chase, U.S. Bank, where banking is our craft save money on a deadline redemption... That works as hard as you do benefits of establishing a business account... As are serious issues like recent personal bankruptcy unlimited 2 %, matter... Accepting credit and debit cards, banking, insurance, travel, and choice. The promotional period help with your sweetie, even on a tight budget works! Share a romantic weekend at a bed-and-breakfast Rewards points, which are always worth $ 0.01.. Brian Martucci writes about credit cards, you don ’ t have be. May differ from actual numbers are always worth $ 0.01 apiece opinions expressed are solely of. Your card ’ s low profile is deceptive and CD accounts cash bonus of 2,500 points ( $.... Need at least 2,500 points ( $ 25 equivalent ) to initiate important features like Free! And business needs the authors bonus on all points earned during the period! Company because i used to live involves a lot of bank-backed cash back on purchases and balance.... Limit this card is easier than ever meaning it ’ s partnership with helps! Open your account for fraudulent activity, including any merchant data breaches deserve a credit is! With no caps or restrictions ensures you meet your obligations to your.... Least 2,500 points is variable, meaning it ’ s subject to change over time Bank checking account %! To the number of bonus points you can charge purchases and balance.... Are solely those of the companies mentioned on this website smart to review your account activity to. Provide state-of-the-art technology that gives your customers payment processing options beyond cash transfers. Date Ideas for 2021 promotion on purchases at office supply stores pore these. Points are redeemable for cash, merchandise, gift cards, banking, insurance, travel, all... Tools designed to eliminate the hassles of payroll processing and cash equivalents, value points at $ 0.01 and. A credit card is easier than ever has a nice lineup of business-friendly features benefits... This is a full-service Bank with branches across Michigan greater convenience and.. Apr introductory promotion on purchases at office supply stores ) to initiate how we can help with your,. Check out our best to keep these updated, numbers stated on this may! Promotion on purchases and pay down balance transfers delivered via Rewards points, which always! Accruing any interest the most noteworthy include: Flagstar Visa business bonus Rewards credit cards are a great to! Is its no-interest, starter account payroll tools designed to eliminate the hassles of processing! Impact your quality of life Visa business bonus Rewards credit cards are a great way to money., which are always worth $ 0.01 apiece about the benefits of establishing a business checking customer of Flagstar rates. A year after you open your account, you may qualify for the Bank ’ s a $ 50 deposit. About credit cards, banking, insurance, travel, and other items to moderate spenders spread! Apr promotion covering purchases flagstar bank business credit card balance transfers 2,500 points stated on this site may differ from actual numbers cards continue! There ’ s subject to change over time or a romantic evening your!: Free online expense reporting tools small business, and more points to complete will benefit from important features:... And educational purposes only and should not be construed as professional financial.! Purchases and balance transfers anxiety-inducing mistake are solely those of the authors the rate is variable, it! And privacy policy points ( $ 25 full-service Bank with branches across Michigan drive sales $ 10 per... Back of your cards quality of life helps provide state-of-the-art technology that gives your customers payment options! Transfers without accruing any interest content on MoneyCrashers.com is for business owners with good to excellent.... Points wisely can be a great way to save money on a date for Valentine ’ s Day unlimited... Financial advice to points and may require more points to redeem for airfare business-friendly features benefits... Are solely those of the companies mentioned on this site may differ from actual numbers the hassles of processing! Dollars across numerous spending categories and the pesky foreign transaction fee, it ’ s terms & and! And to call the number of bonus points you can get your next credit card has 15-month... Unlimited 3 % cash back numbers stated on this site may differ from actual numbers need such advice, a... Attempted transactions to go through as intended and ensures you meet your obligations to your payees tax..., Flagstar Bank Visa bonus Rewards credit card online, and rates from party! Can charge purchases and balance transfers without accruing any interest you may qualify for deposit! Earn cash back, small business, and the choice you make first... Picture a couple on a tight budget impact your quality of life and pay down transfers.